In this digital world, cyber risk is the fastest growing threat to businesses, large or small. Accordingly, organisations need to make themselves cyber resilient. One of the ways to do this is to have effective insurance in place. Mitigating cyber risk is so vitally important it’s now a top agenda item for the Australian Federal Government and ASIC. But small to medium sized businesses need to take heed too. Cyber risk affects all businesses of any size, and in any industry sector. Quite simply, if your organisation is connected to the Internet, it’s vulnerable.