Business Insurance

Why Do You Need Business Insurance?

Running a business typically brings challenges not to mention financial risk. To operate with confidence, you need safeguards in place should the unexpected occur.

For example, your premises could be broken into, your computers could be hacked, or your stock could be damaged in a fire or storm. These are all too common business insurance claim scenarios.

Business Insurance provides financial cover for your business, including your premises and contents, against loss, damage or theft. It also covers you for any resulting financial loss from an insured interruption to your business.

If you are asking yourself what type of business insurance do I need we can help. As highly experienced business insurance brokers in Perth, Phoenix Insurance Brokers Pty Ltd can help you determine what types of business insurance you need. Phoenix specialises in all types of business insurance from Public Liability to Workers Compensation.

We can bundle policies together for you providing comprehensive cover and cost savings and we can also arrange for you to pay your premiums monthly rather than annually to help with cash flow.

Having the right business insurance policies in place, tailored to your particular business, will protect you should something go wrong, and see you getting back to business sooner rather than later.

TYPES OF BUSINESS INSURANCE

Business/Office insurance

Phoenix Insurance Brokers Pty Ltd can help you select the business/office insurance most suited to your industry. Whether you’re in manufacturing, wholesale/distribution, professional services, retail or you’re a property owner, we will find the best business and building insurance for your needs.

Business Insurance provides cover for your business’ premises and contents, against loss, damage or theft, and also offers protection against financial loss caused by an insured interruption to your business.

Read more about Business/Office insurance and talk to your Phoenix business insurance broker today.

Public Liability

Public Liability Insurance ensures you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage while you’re conducting business.

Read more about Public Liability insurance and talk to your Phoenix business insurance broker today.

Professional Indemnity

Professional Indemnity insurance protects you against legal costs and claims for damages to third parties, which may arise out of any act, omission or breach of professional duty, by you or one of your staff, while acting within the scope of their duties.

It can also protect your reputation and prevent you from having to settle a claim against you quickly due to a lack of funds.

Read more about Professional Indemnity insurance and talk to your Phoenix business insurance broker today.

Management Liability

If you own or are involved in the management of a company, you carry specific responsibilities which could leave you personally liable if something were to go wrong.

Management Liability insurance protects managers and key people against claims of wrongdoing. It protects directors, owners and executives of a company and the company itself against exposures involved with managing a business.

Read more about Management Liability insurance and talk to your Phoenix business insurance broker today.

Workers Compensation

Workers Compensation Insurance is a compulsory insurance in each state and territory of Australia. Every employer must hold a Workers Compensation policy with a licensed insurer or with WorkCover.

Read more about Workers Compensation insurance and talk to your Phoenix business insurance broker today.

Equipment and Plant Insurance

Equipment and Plant Insurance provides cover for static and mobile plant equipment, road risk liability and broad form public and products liability for businesses within the mining, excavating/earth moving, crane hire, concreting and/or related industries.

Read more about Equipment and Plant insurance and talk to your Phoenix business insurance broker today.

Earthmoving Insurance

You’ve worked hard to get your earthmoving business to where it is today, and you’ve probably invested wisely in your equipment, machinery and business assets. But if these are out of action for any length of time, your business will no doubt be out of action too. It makes good business sense to insure your valuable assets so they’re protected.

Read more about Earthmoving insurance and talk to your Phoenix business insurance broker today.

Vehicle and Fleet

Phoenix can work with you to find the right vehicle and fleet policy for your business, keeping you on the road or getting you back on the road as soon as possible.

Read more about Vehicle and Fleet insurance and talk to your Phoenix business insurance broker today.

Please contact Phoenix Insurance Brokers Pty Ltd today to discuss your Insurance needs.