Terms Of Use

This website is operated by Phoenix Insurance Brokers Pty Ltd ABN 40 009 419 872
AFSL 229847 (Phoenix Insurance Brokers).

By using this website you acknowledge and agree to these terms and any additional terms, notices and disclaimers which appear on this website, the Phoenix Insurance Brokers Privacy Policy and Financial Services Guide (referred to collectively as “Terms of Use”). These Terms of Use only govern your use of this website and must be read in conjunction with any other agreement you may have with Phoenix Insurance Brokers. Phoenix Insurance Brokers may change these Terms of Use from time to time without notice, your continued use of the website following those changes indicate your acceptance of those changes.

General Advice

The information provided here is general advice only and has been prepared without taking into account your objectives, financial situation or needs. Whilst every care have been taken to ensure the accuracy of the material Phoenix Insurance Brokers will bear no responsibility or liability for any action taken by any person or organisation on the purported basis of information contained herein. You should consider these, having regard to the appropriateness of this advice, and any relevant Product Disclosure Statement before deciding to acquire, vary or dispose of any insurance product.

Third Party Content and Links

This website also contains information from, and links to, third party sites. Phoenix Insurance Brokers makes no warranties or representations regarding the condition or the content of those sites. The links are provided solely for your convenience and do not indicate, expressly or impliedly, any endorsement or approval of the sites or the products or services provided on them.

It is the responsibility of users to make their own decisions about the accuracy, currency, reliability and correctness of the information at third party sites. By accessing third party websites and information on them through this site each user waives and releases Phoenix Insurance Brokers to the full extent permitted by law from any claims relating to the usage of the material made available through third party websites. In no event shall Phoenix Insurance Brokers be liable for any incident or consequential damages resulting from use of the material.

Information Provided by You

If provided, Phoenix Insurance Brokers will collect, use, disclose and handle your personal information in accordance with its Privacy Policy.

Copyright

Phoenix Insurance Brokers reserves all copyright in the content and design of this website. You may make a temporary copy of part this website on your local computer for the sole purpose of viewing it. You may also print copies for your own use.

Except to the extent permitted by law, you may not:
  • adapt, reproduce, store, distribute, transmit, print, display, perform, publish or create derivative works from any part of this website or information obtained from the website;
  • commercialise any information obtained from the website without our written permission; or
  • disassemble, decompile or reverse engineer the website.

Cookies

This website uses “cookie” technology to assist in identifying registered users and delivering contents specific to your interest. Cookies are pieces of information stored on an individual’s computer and are used for customising site information to improve user experience and for tracking user navigation. If you do not wish information to be gathered on a cookie you should disable the acceptance of cookies by your web browser.

Limitation

The Competition and Consumer Act 2010 (Cth) may confer rights, guarantees and remedies on you in relation to the provision of goods and services by Phoenix Insurance Brokers, which cannot be excluded, restricted or modified. Phoenix Insurance Brokers does not exclude, restrict or modify those rights.

To the fullest extent permitted by law, Phoenix Insurance Brokers’ liability for breach of any guarantee, which cannot be excluded, is limited at the option of Phoenix Insurance Brokers to, in the case of products or services supplied or offered by Phoenix Insurance Brokers which are not of a kind ordinarily acquired for personal, domestic or household use or consumption:
  • the supply of the products or services again; or
  • the payment of the cost of having the products or services supplied again.
Except for the rights, guarantees and remedies which cannot be excluded, restricted or modified:
  • Phoenix Insurance Brokers excludes all liability (including liability arising as a result of its negligence) for any indirect or consequential expenses, losses, damages or costs, loss of profit, lost revenue, business interruption and loss of data incurred or suffered by or awarded against you under or in any way connected with these Terms of Use; and
  • Phoenix Insurance Brokers limits its liability in relation to any direct loss to $100.

Availability of the Website

We will use reasonable endeavours to ensure the security and availability of the website. However we cannot guarantee that the provision of the website will be uninterrupted, timely, secure or error free. You are responsible for any decision that you make in connection with your use of the website and use the website at your own risk.

Governing

Statements made on the Phoenix Insurance Brokers website are not intended to be statements of law.

This website has been prepared in accordance with Australian law. This notice and the information in this site are governed by and are to be construed according to the laws applicable in the State of New South Wales and the Commonwealth of Australia. The information may not satisfy the laws of any other country; it is not directed at people in any other country and should not be relied on by people in any country other than Australia. The information in this site is current at the date of publication but may be subject to change.


Steadfast Life:

We have a referral arrangement in place with Steadfast Life. Phoenix Insurance Brokers will receive 30% of commission (plus GST) earned by Steadfast Life. Please refer to Phoenix Insurance Brokers Financial Services Guide for further detail.


Insurance Broker Code of Practice

Phoenix Insurance Brokers is a subscriber to the Insurance Broking Code of Practice (the Code) which is published by the National Insurance Brokers Association (NIBA).

The Code is intended to promote good relations between insurance brokers, their clients, insurers and other participants within the insurance industry. It also promotes efficiency in transactions by describing standards of good practice and the level of service to be expected from members.

To obtain a copy of the Insurance Brokers Code of Practice, click here.


Updated Steadfast stats found from Steadfast website:

Comprising of 473 brokerages in Australiasia, the Steadfast Group generates over $7.1 billion in insurance premium and has access to over 160 insurance products and services to support small to medium businesses. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will also have the backing of Steadfast behind you.

Please contact Phoenix Insurance Brokers today to discuss your Insurance needs.